Money Train 4 Slot Review

Published: 09/01/2025
Money Train 4 Slot Review

In this Money Train 4 slot review, the bandits are back at it again in the 4th installment of the Money Train slot game series. Developed by Relax Gaming, this high-volatility slot takes a departure from its predecessors by adopting the scatter pays feature, with the potential to land up to 36 matching symbols on its 6 x 6 reel layout. Launched in September 2023, this steampunk-themed slot has a max win potential of up to 150,000x your wager. So, all aboard and keep reading for our full Money Train 4 slot review from Gambling Zone.

Rating: 9.5/10
Released: 20/09/2023

Money Train 4

Game Provider
Relax Gaming
Themes
Wild West
RTP
96.1% (varies)
Paylines
Scatter Pays Mechanic
Bet Amount
£0.10 to £6
Max Win
up to 150,000x
How Gambling Zone reviews slots gamesHow Gambling Zone reviews slots games

Money Train 4 RTP and Wagering

RTP and Wagering

Money Train 4 uses a 6 x 6 reel format, but instead of creating traditional matches of adjacent symbols on the reels to create winning combinations, this slot instead uses the scatter pays mechanic. Winning combinations are made when 10 or more of the same symbol appear anywhere on the reels — they do not need to be connected in any way to count. Some of the higher-paying symbols only need 8 matches to pay out. 

Spins on Money Train 4 start at just 10p, with a max bet amount of £6. This high volatility slot game has an RTP of 96.1%, just slightly higher than the industry average of 96%. However, some online casinos may use the adjusted 94% RTP version, so remember to check the RTP at your chosen casino before you play. 

The maximum win on Money Train 4 is 150,000x your wager. This can be achieved in the Money Cart bonus round.

Best Casinos to play Money Train 4

Here are some of the top casinos recommended by Gambling Zone where you can play Money Train 4. Check our best UK slot sites below:

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Money Train 4 Symbols and Audio & Video Design

Relax Gaming has taken us back to the steampunk and sci-fi world of Money Train in this 4th installment in the series. An electric, futuristic train deck out with metal skulls and gun turrets speeds across a desert railroad on an unknown planet, while constellations and other worlds pass by in the night sky above. 

To go along with this epic journey, the soundtrack is also grand and cinematic, helping to set the atmosphere in a way that we do not often see in slots nowadays. 

Of course, a Money Train slot game would not be complete without the bandits and outlaws undertaking their biggest heist yet. You can find all 4 of them as the high-paying symbols on the reels. They include the blue Payer, green Sniper, orange Collector, and the red Necromancer, who is the highest-paying symbol on the reels. 

The low-paying symbols for the Money Train 4 slot are the 4 card suits: blue Diamonds, green Clubs, red Spades, and yellow Hearts. 

To understand how much each of these symbols pays out if you make a winning combination using the scatter pays mechanic, take a look at our paytable below.

  • Diamond: 10 - 0.4x / 12 - 0.8x / 15 - 2x / 20 - 4x / 25 - 7.5x / 30 - 10x / 36 - 100x
  • Club: 10 - 0.4x / 12 - 0.8x / 15 - 2x / 20 - 4x / 25 - 7.5x / 30 - 10x / 36 - 100x
  • Spade: 10 - 0.5x / 12 - 1x / 15 - 3x / 20 - 6x / 25 - 10x / 30 - 15x / 36 - 125x
  • Heart: 10 - 0.5x / 12 - 1x / 15 - 3x / 20 - 6x / 25 - 10x / 30 - 15x / 36 - 125x
  • Payer: 10 - 1x / 12 - 1.5x / 15 - 6x / 20 - 10x / 25 - 20x / 30 - 30x / 36 - 250x
  • Sniper: 10 - 1.2x / 12 - 2x / 15 - 8x / 20 - 15x / 25 - 25x / 30 - 40x / 36 - 400x
  • Collector: 8 - 1x / 10 - 1.5x / 12 - 5x / 15 - 10x / 20 - 20x / 25 - 30x / 30 - 50x / 36 - 500x
  • Necromancer: 8 - 1.2x / 10 - 2x / 12 - 10x / 15 - 20x / 20 - 35x / 25 - 50x / 30 - 100x / 36 - 1000x
There are no Wild symbols in Money Train 4, and the only additional symbol you will find in the base game is the Scatter, which looks like a metal crate with the word “Bonus” emblazoned across it in neon blue. If the player lands 3 or more of these on a spin, they will activate the Money Cart Bonus Feature. 

Money Train 4 Mobile Features

Relax Gaming has coded Money Train 4 completely in HTML5. This gives the slot full compatibility to be played on any device you choose. This means that you can play on any internet browser, as well as any mobile operating system such as iOS and Android with no change in the functionality of the gameplay. 

Basegame
Bonus
Win

Money Train 4 Bonus Features

There are only 2 bonus features in Money Train 4, the Respins Feature and the Money Cart Bonus. Although this is a lot less than some other contemporary slots out there, the sheer magnitude of the Money Cart Bonus round more than makes up for it. 

You can find out more about these bonus features below.

Respins Feature

Much like the previous games in the Money Train series, Money Train 4 also has a respins feature. At the end of every spin of the reels in the base game, there is a random chance for the respins feature to trigger. When it does, the symbol with the most appearances on the reel for the last spin will become sticky and lock in place, before the reel respins again. 

Landing more of the target symbol on the respin can award extra respins, as well as if multiplayer symbols land. The target symbols will become sticky, adding to your total for the next respin, but the multipliers will move off the reels, but their multiplier will be kept for when the respins end. 

When no more matching symbols land on the reels, the respin feature comes to its conclusion. The final winnings will be multiplied by the combined total of any multiplier symbols that landed in the round.

Money Cart Bonus

The crowning glory of the Money Train 4 slot is the Money Cart Bonus round. This is triggered when 3 or more of the Scatter symbols land on the reels in a spin. The gold persistent symbol can also stand in for one of the Scatter symbols to trigger this feature. 

When the round starts, the scatter symbols will reveal a bet multiplier amount, and the game will give you 3 respins to start. The reels at the start of the Money Cart bonus round will be set in a 6 x 4 layout, but as this bonus progresses the player has the opportunity to expand the reels all the way up to a 6 x 8 format.

There are a whole host of different symbols that can appear on the reels in the Money Cart bonus, all providing different effects and modifiers. The symbols all look like metal crates and have writing on them to describe their purpose. Some are also coloured, for example, the collector symbols are orange much like their namesake counterpart from the base game. 

For a full list of the symbols in the Money Cart round, look below. 

  • Arms Dealer – transforms 1 to 4 Bonus symbols into a feature symbol; the newly formed feature symbol then performs its action.
  • Persistent Arms Dealer – performs in the same way as the Arms Dealer symbol, but will change 1 Bonus Symbol on every spin. 
  • Bonus Symbols – awards a multiplier of 1 to 10 times the initial wager.
  • Collector – gathers all displayed values and adds them into its own total.
  • Persistent Collector – accumulates all visible values, adding them to its total. It will activate at the end of every spin. 
  • Adjacent Collector – adds all nearby values from adjacent positions into its own total.
  • Persistent Adjacent Collector – works the same as the Adjacent Collector symbol, but will activate on every spin. 
  • Collector Payer – selects 3 to 5 random symbols as targets, adds the values into its own, and adds the updated value to each of the selected targets.
  • Persistent Collector Payer – performs in the same way as the Collector Payer symbol, but will activate on every spin. 
  • Necromancer – resurrects 2 to 7 previously used feature symbols, possibly targeting the same symbol multiple times.
  • Persistent Necromancer - resurrects 1 to 7 previously used feature symbols at the end of the current spin and every spin after that. 
  • Payer – reveals a value and adds it to all other visible symbols, not including itself.
  • Persistent Payer – works in the same way as the Payer symbol, but on every spin. 
  • Adjacent Payer – reveals a value, then adds it to adjacent symbols.
  • Persistent Adjacent Payer – works like the Adjacent Player symbol, but on every spin. 
  • Sniper – will double the values of 3 to 8 Bonus symbols, potentially targeting the same Bonus symbol multiple times. 
  • Persistent Sniper – functions in the same way as the Sniper symbol, but on every spin. 
  • Persistent Shapeshifter - Transforms into any one of the following features after each spin: Collector, Sniper, Payer, Arms Dealer, Collector Payer, or Unlocker. 

Other Symbols

  • Reset Plus – raises the initial spin count by 1
  • Unlocker – releases a locked row. When it does, the unlocked symbols will provide their effects before the next spin or action begins.
  • Upgrader – Upgrades 1 to 3 feature symbols to the Persistent versions.

Money Train 4 Final Thoughts

Coming from such an illustrious slot game heritage, the pressure was on Money Train 4 to live up to the hype associated with the other titles in this series from Relaxed Gaming. 

Thankfully, it has delivered, and then some. The scatter pays mechanic adds a new dimension to this popular slot game series, while the theming is still consistent with the other Money Train slots. 

The only downside that some players may find offputting is that there are only 2 bonus features, but I think the sheer amount of features and symbols to activate within the Money Cart Bonus round more than makeup for this. However, it did feel strange playing a slot game that does not have a Wild symbol to facilitate matches in the base game. 

With a generous RTP of 96.1%, and that max win of 150,000x your wager, Money Train 4 is certain to be a fan favourite for many years to come. As a result, I give this one a 9.5 out of 10.

Rating: 9.5

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Themes

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Paylines

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Paylines

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Money Train 4 FAQ

Here are some of the most common questions we get asked about Money Train 4.

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